Do you remember that Farmers Insurance dogs swimming ad? While stumbling upon that ad, we were briefly reminded of why we need insurance. Even though we're currently living our best life in our mid-20s, insurance is one of many essential requirements that we need to possess. So in this article, we will give you some facts and reasons why insurance is important for us young adults.
Why young adults are
reluctant on getting insurance
There are some
reasons why many young people refuse to buy an insurance plan. The first and
the most prominent reason is that young people don't know about the importance
of insurance. While living the best life with multiple incomes and social
connections, an accident could happen at any time. Insurance plans such as car
insurance and health insurance will help you cover any possible expenses caused
by any unfortunate events.
Another reason why
young people are refusing insurance is the misconception about the difficulty
of an insurance claim. However, this highly depends on the chosen insurance
company. But most importantly, insurance claims wouldn't be difficult if we
fully understand the insurance policy. Other tips that can be done are by
consulting with relatives or experienced friends before buying an insurance
product.
Benefits of insurance
for young adults
Other things that we
were reminded of after watching the Farmers Insurance dog swimming ad are the benefits
of insurance. While most young adults are unaware of these, there are several
benefits of insurance that they could get later in life. Some of the benefits
include:
a. Securing the future
Like the Farmers Insurance ad, we would never know
what will happen in the future. While we can enjoy our life and our career, it
is possible that we couldn't enjoy all of that later in our life. However, we
will feel much safer and more secure about our future if we have insurance.
Insurance will help anticipate any unexpected event that might give us a hard
time while also taking care of our needs.
b. Facilitates Savings
One of many things
that we young adults find difficult to do is saving. While realizing the
importance of saving for the future, it is typical for us to spend all our
income on many things. Insurance could help to facilitate regular saving
through its money-back policy. Some insurance companies that offer this type of
policy will allocate our funds in the form of a premium.
After a few years of
investing in the policy, we will get the funds that we have saved a few years
prior.
c. Worry-free life
Still, remember that Farmers Insurance ad? If a similar
accident happens to us, we don't have to worry. Even though what is portrayed
in the ad is very comical and ridiculous, it illustrates how bad things could
have happened. Insurance will help us achieve a worry-free state of mind since
any unfortunate events that could happen have already been covered by
insurance.
That’s all the things
we need to know about insurance. Not only able to facilitate savings but
insurance could also help us secure our future. As a result, insurance will
help us focus more on the present rather than thinking about any unfortunate
events that could have to happen in the future. So, before the event portrayed
on the Farmers Insurance dog swimming ad happens to you, get your insurance
now before it's too late.
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